The fastest way to receive payments from US clients. Save up to 5% on fees, get your money in minutes — and never wrestle with CFDIs again.
Join the waitlist →PayPal, Wise, and bank wires were not built for Mexican freelancers. The fees, the wait, and the SAT paperwork all add up.
Your client pays USD on a familiar checkout page. You get pesos in your bank. The smart rails happen invisibly in between.
Create an invoice in JJ Pay with your client's email. We generate a clean payment link — like Stripe Checkout, in your branding.
They click the link, enter their card or US bank, and pay in dollars. They never see crypto, never sign up for anything new.
MXN lands in your Mexican bank account via SPEI in ~10 minutes. Your CFDI 4.0 is auto-generated with the SAT-correct daily exchange rate.
Side-by-side, against what you're using right now.
| PayPal | Wise | JJ Pay | |
|---|---|---|---|
| All-in fees | 5–7% | 1–2% | ~1.5% |
| Time to MXN | 3–5 days | 1–2 days | 5–15 min |
| CFDI 4.0 auto-generated | No | No | Yes |
| SAT-correct daily FX | No | No | Yes |
| Account freezes | Common | Rare | Never (non-custodial) |
| Spanish-first support | No | Limited | Yes |
Here's what you keep — and what you give up — over 12 months.
You keep an extra
every year — without changing how you work.
SPEI delivers your pesos in seconds. No more refreshing your bank app for three days.
The exact invoice your contador wants — generated automatically with the daily SAT exchange rate.
Your funds never sit on our balance sheet. You hold the keys; we just orchestrate the rails.
Keep a USD balance to ride out peso volatility, or convert instantly when the rate is good.
Built in Mexico, for Mexico. Real WhatsApp support, not a chatbot in broken Spanish.
Monthly DIOT-ready exports. Your contador will love you.
We're launching in Mexico in Q3 2026. The first 1,000 freelancers on the waitlist get zero fees for 3 months and direct onboarding from our founders.
We'll email you the moment JJ Pay opens up. As one of the first 1,000, you'll get zero fees for your first 3 months.
No. They click your invoice link and pay in USD with their card or US bank, exactly like Stripe Checkout. They never touch crypto, never sign up for an account. The smart rails happen invisibly behind the scenes.
Yes. JJ Pay is a software platform, not a financial institution. We don't custody funds — your money flows through licensed partners and into your own non-custodial wallet. Settlement to MXN happens through regulated off-ramp providers.
A standard CFDI 4.0 issued through an authorized Mexican PAC, with the SAT-correct exchange rate of the day, your RFC, and your client's information. It arrives in your inbox within minutes of payment, ready to send to your contador or upload to the SAT portal.
Any Mexican bank that accepts SPEI — which is essentially all of them. BBVA, Santander, Banorte, HSBC, Citibanamex, Banco Azteca, Hey Banco, Klar, Albo, Stori, Nu México and more.
We're targeting Q3 2026 in Mexico. Waitlist members get early access in waves before the public launch — and the first 1,000 get zero fees for the first 3 months.